Welcome...

Senior Realtor & Loan Officer of Baycal Financial & Realty


Why do people buy houses? A roof over one's head? A tax shelter? Maybe for investment? Maybe because of peer pressure? Maybe all of these reasons. But the most important one is that a house is where you can hang your hat.

I feel privileged to live in the San Francisco Bay Area where one finds excellent weather, assorted terrains suitable for various activities, abundant career opportunities, and a diverse population that represents the four corners of the world. Properties in the Bay Area therefore really sell themselves. I see my role in the real estate transaction as that of a consultant and negotiator - almost none of a salesperson. Maximizing and protecting my client’s interest is my number one goal, achieved through specialized knowledge, honed negotiation skills, understanding, diligence, persistence, and last but not the least, uncompromising integrity.

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